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Terminally ill risk being coerced into assisted suicide for insurance payout, warns palliative care doctor

A leading palliative care specialist and former head of the Association for Palliative Medicine has warned that some patients risk being pressured to opt for assisted suicide by relatives for an insurance payout.

Professor Bill Noble, former president of the Association for Palliative Medicine (APM), shared his concerns that “some patients would die before their time” if Kim Leadbeater’s Terminally Ill Adults (End of Life) Bill becomes law.

Professor Noble said “My concern stems from my experience of a few families requesting, manipulating or misrepresenting my patients’ wish to die or be killed by medical intervention”.

“It is not common, but it does occur and if the consequences were not severe, I have no doubt that some patients would die before their time. Doctors have neither the capacity nor the capability of policing this issue”.

Professor Noble’s worries around “coercion”

Professor Noble’s comments came as The Telegraph reports that insurance companies will treat assisted suicide in a similar manner to death from any other illness. Zurich Insurance Group said that, although it currently does not have a policy on assisted suicide, it would treat assisted suicide claims “sympathetically” on a case-by-case basis. 

Royal London Group expressed similar sentiments, saying “If the individual who has passed away following an assisted death would likely have died naturally during the term of their plan, Royal London would likely pay such claims”.

However, Professor Noble shared his concerns that the prospect of such payouts could act as a kind of incentive.

“If the policy does not include terminal illness insurance and it is shortly coming to an end, it might well be a motive both for coercion and for the patient to choose assisted dying, particularly if the family understood the true nature of predictions of survival” he said.

The former APM president’s concerns about coercion have been echoed by key political leaders. Health Secretary Wes Streeting, who has already confirmed that he will vote against the Leadbeater assisted suicide Bill, said on BBC Breakfast late last month that he was “concerned about the risk of people being coerced into taking their own lives sooner than they would have liked, or feeling… guilt-tripped, feeling like a burden”. Liberal Democrat leader Sir Ed Davey, who has also confirmed that he is not backing the assisted suicide Bill, fears that legalising assisted suicide could lead to indirect pressure on older individuals to end their lives to avoid being a burden.

“I don’t think that they should have any pressure – either indirect or, you know, the other way – that they’re a burden and that’s where I really worry”, Sir Ed said

Being a burden-a prominent “end-of-life concern”

Justice Secretary Shabana Mahmood also had similar concerns saying “I know some MPs who support this issue think, ‘For God’s sake, we’re not a nation of granny killers, what’s wrong with you’… [But] once you cross that line, you’ve crossed it forever. If it becomes the norm that at a certain age or with certain diseases, you are now a bit of a burden… that’s a really dangerous position”.

Fears about older individuals ending their lives to avoid being a burden have been seen in Oregon, which UK assisted suicide campaigners, Dignity in Dying, cite as a model for rolling out legislation. Almost half of those who have ended their lives by assisted suicide in Oregon said being a “[b]urden on family, friends/caregivers” was one of their “end-of-life concerns”.

Spokesperson for Right To Life UK, Catherine Robinson, said “MPs should listen to Professor Noble’s concerns about the dangers of some vulnerable people being urged to choose assisted suicide by unscrupulous relatives who will be keen to profit from a relative’s passing”.

“The brutal truth is that there will be no effective safeguards for the elderly or vulnerable against pressure or coercion if the Leadbeater Bill becomes law. The best way forward is for MPs to vote against this dangerous Bill”.

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Dear reader,

Thanks to the support from people like you, in 2025, we have grown to 250,000 supporters, reached over 100 million views online, helped bring the Leadbeater assisted suicide Bill within just 12 votes of defeat and fought major proposals to introduce abortion up to birth.

However, the challenges we face are far from over.

FIVE MAJOR BATTLES

In 2026, we will be facing five major battles:

  1. Assisted suicide at Westminster – the Leadbeater Bill
    With this session of the UK Parliament at Westminster expected to continue well into 2026, there are many more months of this battle to fight. There is growing momentum in the House of Lords against the dangerous Leadbeater assisted suicide Bill, but well-funded groups such as Dignity in Dying have poured millions into lobbying, and we must sustain the pressure so this Bill never becomes law.
  2. Assisted suicide in Scotland – the McArthur Bill
    We are expecting to face the final Stage 3 vote on the Scottish McArthur assisted suicide Bill early in the new year. If just seven MSPs switch from voting for to against the Bill, it will be defeated. This is a battle that can be won, but the assisted suicide lobby is working intensely to stop that from happening.
  3. Assisted suicide in Wales – the Senedd vote
    In January, we are expecting the Welsh Senedd to vote on whether they will allow the Leadbeater assisted suicide Bill to be rolled out in Wales. Dignity in Dying and their allies are already putting a big focus on winning this vote. This is going to be another decisive and major battle.
  4. Abortion up to birth at Westminster
    We are going to face major battles over the Antoniazzi abortion up to birth amendment as it moves through the House of Lords. Baroness Monckton has tabled an amendment to overturn this change, and other Peers have proposed changes that would protect more babies from having their lives ended in late-term home abortions.
  5. Abortion up to birth in Scotland
    In Scotland, moves are underway to attempt to introduce an even more extreme abortion law there. An “expert group” undertaking a review of abortion law in Scotland has recommended that the Scottish Government scrap the current 24-week time limit – and abortion be available on social grounds right up to birth. It is expected that the Scottish Government will bring forward final proposals as a Government Bill next year.

If these major threats from our opposition are successful, it would be a disaster. Thousands of lives would be lost.

WE CAN ONLY DEFEAT THESE FIVE MAJOR THREATS WITH YOUR HELP

Work fighting both the abortion and assisted suicide lobbies in 2025 has substantially drained our limited resources.

To cover this gap and ensure we effectively fight these battles in the year ahead, our goal is to raise at least £198,750 by midnight this Sunday, 7 December 2025.

With a number of these battles due to begin within weeks, we need funds in place now so we can move immediately.

£198,750 is the minimum we need; anything extra lets us do even more.

If you are able, please give as generously as you can today. Every donation, large or small, will make a real difference. Plus, if you are a UK taxpayer, Gift Aid adds 25p to every £1 you donate at no extra cost to you.

Will you donate now to help protect vulnerable lives from these five major threats?

URGENT
APPEAL
to protect vulnerable lives

Help stop three major anti-life threats.

Only hours left of the appeal to help fight the five major battles we will face in 2026.

URGENT
APPEAL
to protect vulnerable lives

Help stop three major anti-life threats.

Only hours left of the appeal to help fight the five major battles we will face in 2026.