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Terminally ill risk being coerced into assisted suicide for insurance payout, warns palliative care doctor

A leading palliative care specialist and former head of the Association for Palliative Medicine has warned that some patients risk being pressured to opt for assisted suicide by relatives for an insurance payout.

Professor Bill Noble, former president of the Association for Palliative Medicine (APM), shared his concerns that “some patients would die before their time” if Kim Leadbeater’s Terminally Ill Adults (End of Life) Bill becomes law.

Professor Noble said “My concern stems from my experience of a few families requesting, manipulating or misrepresenting my patients’ wish to die or be killed by medical intervention”.

“It is not common, but it does occur and if the consequences were not severe, I have no doubt that some patients would die before their time. Doctors have neither the capacity nor the capability of policing this issue”.

Professor Noble’s worries around “coercion”

Professor Noble’s comments came as The Telegraph reports that insurance companies will treat assisted suicide in a similar manner to death from any other illness. Zurich Insurance Group said that, although it currently does not have a policy on assisted suicide, it would treat assisted suicide claims “sympathetically” on a case-by-case basis. 

Royal London Group expressed similar sentiments, saying “If the individual who has passed away following an assisted death would likely have died naturally during the term of their plan, Royal London would likely pay such claims”.

However, Professor Noble shared his concerns that the prospect of such payouts could act as a kind of incentive.

“If the policy does not include terminal illness insurance and it is shortly coming to an end, it might well be a motive both for coercion and for the patient to choose assisted dying, particularly if the family understood the true nature of predictions of survival” he said.

The former APM president’s concerns about coercion have been echoed by key political leaders. Health Secretary Wes Streeting, who has already confirmed that he will vote against the Leadbeater assisted suicide Bill, said on BBC Breakfast late last month that he was “concerned about the risk of people being coerced into taking their own lives sooner than they would have liked, or feeling… guilt-tripped, feeling like a burden”. Liberal Democrat leader Sir Ed Davey, who has also confirmed that he is not backing the assisted suicide Bill, fears that legalising assisted suicide could lead to indirect pressure on older individuals to end their lives to avoid being a burden.

“I don’t think that they should have any pressure – either indirect or, you know, the other way – that they’re a burden and that’s where I really worry”, Sir Ed said. 

Being a burden-a prominent “end-of-life concern”

Justice Secretary Shabana Mahmood also had similar concerns saying “I know some MPs who support this issue think, ‘For God’s sake, we’re not a nation of granny killers, what’s wrong with you’… [But] once you cross that line, you’ve crossed it forever. If it becomes the norm that at a certain age or with certain diseases, you are now a bit of a burden… that’s a really dangerous position”.

Fears about older individuals ending their lives to avoid being a burden have been seen in Oregon, which UK assisted suicide campaigners, Dignity in Dying, cite as a model for rolling out legislation. Almost half of those who have ended their lives by assisted suicide in Oregon said being a “[b]urden on family, friends/caregivers” was one of their “end-of-life concerns”.

Spokesperson for Right To Life UK, Catherine Robinson, said “MPs should listen to Professor Noble’s concerns about the dangers of some vulnerable people being urged to choose assisted suicide by unscrupulous relatives who will be keen to profit from a relative’s passing”.

“The brutal truth is that there will be no effective safeguards for the elderly or vulnerable against pressure or coercion if the Leadbeater Bill becomes law. The best way forward is for MPs to vote against this dangerous Bill”.

Urgent appeal 
to save liveS

Help stop three major anti-life threats.

Help build on the momentum from the defeat of the assisted suicide Bill and make this victory last.

Dear reader,

Thanks to the hard work and dedication of people like you across the UK, after a two-year battle, MPs voted by 286 to 270 to reject the Edwards assisted suicide Bill.

This followed the defeat of the McArthur assisted suicide Bill in Scotland by 69 to 57 in March this year.

Many commentators thought both Bills would become law.

If that had happened, this would have led to the deaths of many thousands of vulnerable people over the coming decades.

Because supporters like you acted, those Bills were stopped.

Because of you, many vulnerable lives have been saved.

A prominent pollster described the campaign against these major attempts to introduce assisted suicide, which brought together people from all walks of life across the UK, as one of the “most successful 21st Century UK social issue campaigns”. You helped make that possible.

WHY WE MUST NOT STOP HERE

What we have achieved together is extraordinary. But we must not rest on our laurels.

Dignity in Dying, a multi-million-pound pressure group, has made clear that it will keep campaigning to legalise assisted suicide. 

We cannot wait until another Bill is brought forward. We need to keep pressing for better care and strengthen the case against legalisation now.

WHAT COMES NEXT

The next phase of our Support Not Suicide campaign will operate across Parliament, media, online and in grassroots communities in every constituency across the United Kingdom.

Our focus now is to build on that momentum from the defeat of these assisted suicide Bills and make these victories last.

We want to build a United Kingdom where assisted suicide is seen as unnecessary – and where legalising it is seen as unthinkable.

The first part of that work is a sustained push for universal access to high-quality palliative, hospice and social care. No one should feel driven towards assisted suicide because they cannot get the care and support they need. 

We have already asked supporters to contact their MPs about improving care. With your help, we will keep that pressure on in every constituency, brief MPs and Peers on gaps in care, and make the case for better provision in the media.

The second part is building on these wins to ensure more MPs and more of the wider public understand the dangers of legalising assisted suicide. We will put evidence of those risks before MPs and Peers. We will work with mainstream journalists to bring the voices of people directly affected, doctors and other experts into the national conversation, and produce clear videos and articles that supporters can share online and in their communities.

Our network of 250,000 supporters covers every constituency in the UK. Thanks to people like you sharing our content, our posts and videos have been viewed more than 100 million times online in the last year. 

We want to utilise that massive reach for this next phase of the campaign.

WE CAN ONLY DO THIS WITH YOUR HELP

The two-year fight to stop these Bills drew heavily on our limited resources.

To replenish those resources and fund the next phase of the Support Not Suicide campaign, we aim to raise at least £199,250 by midnight this Sunday (4 October 2026).

We are, therefore, appealing to you to please give as generously as you can today.

Every donation, large or small, will make a crucial difference in protecting vulnerable lives. Plus, if you are a UK taxpayer, £1 becomes £1.25 with Gift Aid at no extra cost to you.

Will you donate now to help make these victories last and protect vulnerable lives?

Urgent appeal 
to save liveS

Help stop three major anti-life threats.

Help build on the momentum from the defeat of the assisted suicide Bill and make this victory last.